The Wealth Mindset Workbook
A comprehensive guide to transform your money beliefs and create lasting financial change
I used to believe money only came from hard work, sacrifice, and struggle.
I'm Marcia N. Armstrong, a nationally recognized personal finance expert, global speaker, and entrepreneur from Barbados with a global mindset. I'm also the founder of A Purpose Life, a brand created to disrupt old money beliefs and empower professionals, entrepreneurs, and families to build wealth with confidence.
Years ago, I was earning a great salary at a leading bank yet I couldn’t see where my money was going. I was comfortable on the outside, but behind the scenes I was weighed down by credit card debt, lifestyle inflation, and the cycle of giving and then waiting for the next paycheck. That financial stress forced me to change my mindset and face money differently.
That shift didn’t just transform my own life, it gave me a purpose. I knew I had to help others, especially in the Caribbean, where too many of us are left out of the financial literacy conversation. We’ve been told to “work one job for 40 years and then retire” but I wanted to show there’s another way.
Today, I blend over 15 years of banking and administrative expertise with a growing financial coaching and consulting practice. Through coaching, workshops, and digital tools, I've supported thousands of people from corporate professionals to small business owners in taking control of their finances.
An MBA from the University of South Wales and a BSc in International Business from the University of the West Indies, Cave Hill Campus.
Professional coaching certification through Mind Valley in addition to other masterminds and certifications.
Serving as Business Programme Coordinator under the Ministry of Energy and Business, where I lead national MSME financial literacy initiatives.
Volunteer leadership, including being past Treasurer of the Soroptimist International of Barbados and other NGOs.
I currently partner with organizations like the Barbados Trust Fund Limited and the Youth Entrepreneurship Scheme, equipping clients to reduce the wealth gap and achieve financial success.
Simplifying complex financial concepts into clear, bite-sized lessons you can apply right away.
Aiming you with practical tools and strategies to manage your money and make confident decisions.
Building the mindset and systems that create long-term financial stability and resilience.
Whether through coaching, speaking, or digital products, I help people overcome money shame, crush debt, and create financial systems that unlock freedom.
"Because while money may not buy happiness, it gives you the freedom to pursue it."
Transform your relationship with money through personalized coaching, dynamic workshops, and strategic consulting
Personalized financial guidance tailored to your unique goals and challenges
Interactive sessions covering budgeting, debt management, and wealth building
Strategic planning for businesses and entrepreneurs seeking financial clarity
Create sustainable systems that help you control spending and increase savings
Learn investment principles and wealth creation techniques that work
Financial literacy programs for teams and organizations
Our goal is to inspire and educate people about the power of financial literacy and its ability to build stability, strengthen resilience, and creating lasting legacies where children are prepared for brighter futures, families thrive across generations, and communities grow stronger together.
Self-paced resources designed to accelerate your financial journey
50+ exercises
Goal-setting templates
Action Plans
Excel templates
Debt payoff calculator
Savings tracker
A comprehensive financial-education toolkit designed to help you take control of your finances, build better money habits, and achieve your financial goals with confidence.
"Budgeting Basics" is a comprehensive financial-education toolkit/course designed for individuals seeking to take control of their finances. It introduces fundamental budgeting principles, offers easy-to-use trackers and templates, and helps you build a personalized plan to manage income, expenses, savings, and financial goals.
Everything you need to master your finances and build lasting wealth
Easy-to-use templates to organize your finances and track your progress
Learn budgeting best practices at your own pace with comprehensive lessons
Deeper dives, workshops, and exclusive content for premium members
Powerful tools to monitor your spending and identify areas for improvement
Plan and adjust your budgets monthly to stay on track with your goals
Deeper dives, workshops, and exclusive content for premium members
Perfect for anyone seeking more structure and control in their finances
New to budgeting and want to learn the fundamentals
Young professionals building their financial foundation
Preparing for job transitions and new income levels
Moving, getting married, facing other major life changes
Transform your financial life with proven strategies and practical tools
Understand exactly where your money goes each month and identify spending patterns
Develop the skills and habits to create realistic budgets and actually follow through
Feel confident and in control of your money, eliminating anxiety about your finances
Build sustainable savings habits and make intentional spending decisions that align with your goals
Join thousands of people who have taken control of their finances with Budgeting Basics.
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Ready to transform your financial future? Reach out to us and let's discuss how we can help you achieve your goals.
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Mon–Fri: 10 AM – 6 PM
Sat–Sun: Closed
All consultations are conducted virtually for your convenience