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Terms and Conditions

A PURPOSE LIFE – WEBSITE TERMS & CONDITIONS POLICY

PLEASE READ THESE TERMS CAREFULLY BEFORE USING THIS WEBSITE

Last updated: 11/12/2025

Acceptance of the Terms of Use

These Terms of Use are entered into by and between You and A Purpose Life (“Company,” “we,” “our,” or “us”). These Terms govern your access to and use of this website, including all content, digital products, resources, consultations, courses, templates, and services offered through www.apurposelife246.com

(the https://test.twinscloud.com/), whether as a guest or registered user.

By accessing or using this Website, or by clicking to agree to these Terms when such option is presented, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy, which is incorporated by reference.

If you do not agree with these Terms, you must not access or use the Website.

Eligibility: Must Be 18 Years of Age

This Website and the services provided are intended for individuals who are at least eighteen (18) years old. By using this Website, you represent and warrant that you meet this requirement and are legally able to enter binding agreements under applicable law. If you do not meet this requirement, you must not use this Website.

Changes to the Terms of Use

We may update or revise these Terms at any time at our discretion. All changes are effective immediately upon posting. Continued use of the Website after changes are posted means you accept the updated Terms. You are responsible for reviewing these Terms periodically.

Accessing the Website and Account Security

We reserve the right to modify or discontinue any part of the Website without notice. We will not be liable if any portion of the Website becomes unavailable at any time.

You are responsible for ensuring that:

  • You have the necessary arrangements to access the Website; and
  • Any person using your internet connection is aware of and complies with these Terms.

To access portions of the Website, you may be required to provide registration information. You agree that all information submitted will be accurate, current, and complete, and governed by our Privacy Policy.

If you receive or create login credentials, you must treat them as confidential and not share them. You are responsible for all activity under your account and must notify us immediately of any unauthorized use.

We reserve the right to disable any account or login credentials at our discretion.

Intellectual Property Rights

All content on the Website including text, images, videos, logos, graphics, digital products, workbooks, templates, course materials, and design belongs to A Purpose Life or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may access materials for your personal, non-commercial use only. You may not:

  • Copy, distribute, modify, or reproduce any materials;
  • Share, sell, or redistribute digital products or templates;
  • Use content for commercial purposes without prior written permission.

Any breach of these Terms will terminate your right to use the Website and may result in legal action.

Trademarks

The A Purpose Life name, branding, and related marks are trademarks of the Company. You may not use these marks without written permission.

Legal and Personal Use Only

You may use this Website only for lawful and non-commercial purposes. You may not post or transmit content that is defamatory, abusive, obscene, fraudulent, or otherwise objectionable.

All information provided on this Website is for educational and informational purposes only.

Prohibited Uses

  • For unlawful purposes or in violation of any applicable laws;
  • To solicit minors or collect personal data without consent;
  • To send spam or unsolicited marketing;
  • To impersonate any person or organization;
  • To engage in activity that disrupts or damages the Website;
  • To introduce viruses or malicious code;
  • To attempt unauthorized access to any part of the Website.

Any such activity may result in termination of your access.

User Contributions

If the Website contains interactive features such as comments or forums (the “Interactive Services”), any content you submit (“User Contributions”) must comply with these Terms.

User Contributions are deemed non-confidential. By submitting content, you grant us the right to use, display, reproduce, or distribute it.

You represent and warrant that you own or control all rights to your submissions and that your contributions comply with these Terms.

We may remove or refuse to post any User Contribution at our discretion.

Monitoring and Enforcement

We may:

  • Remove or refuse to post User Contributions;
  • Disclose user information when required by law;
  • Suspend or terminate access to the Website;
  • Take legal action for unauthorized or unlawful use.

We do not undertake to review all user submissions and are not responsible for content posted by third parties.

Reliance on Information Provided

All information on this Website is provided for general educational purposes only. We make no guarantee regarding accuracy or completeness.

You acknowledge that any reliance on such information is at your own risk.

Updates to the Website

We may update Website content periodically but are under no obligation to maintain updated information.

Information Collected

Use of the Website is subject to our Privacy Policy. By using the Website, you consent to all actions taken with respect to your data.

Online Purchases and Refunds

All digital product sales, templates, workbooks, and downloads are final, unless otherwise stated on the specific product page.

Refunds for consultations or programs are governed by the terms presented at the time of purchase.

We reserve the right to modify refund policies for individual offerings.

Links to Third-Party Websites

The Website may include links to external sites. We have no control over third-party content and are not responsible for loss, damage, or issues arising from your use of these external websites.

Disclaimer of Warranties

All Website content and services are provided “as is” and “as available” without warranties of any kind.

A Purpose Life does not provide:

  • financial advisory services,
  • investment advice,
  • legal advice,
  • tax advice.

All educational content is offered as general guidance.

You are responsible for seeking professional advice tailored to your individual circumstances.

We do not guarantee that the Website will always be secure, error-free, uninterrupted, or free of harmful components.

Limitation of Liability

To the fullest extent permitted by law, A Purpose Life will not be liable for any damages of any kind arising out of your use of the Website, inability to use the Website, or reliance on its content.

This includes indirect, incidental, special, or consequential damages.

Indemnification

You agree to indemnify, defend, and hold harmless A Purpose Life, its owner (Marcia N. Armstrong), team members, and service providers from any claims arising from your violation of these Terms or misuse of the Website.

Governing Law

These Terms are governed by the laws of Barbados, without regard to conflict-of-law principles.

Any disputes shall be resolved in the courts of Barbados.

Waiver and Severability

Failure to enforce any provision does not constitute a waiver of that provision.

If any part of these Terms is found unlawful or unenforceable, the remaining provisions remain in full force.

Entire Agreement

These Terms and the Privacy Policy constitute the entire agreement between you and A Purpose Life regarding the Website.

Comments and Concerns

This Website is operated by A Purpose Life.

For questions, technical support, or feedback, please contact:

info@apurposelife246.com