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Hi, I'm Marcia

Your Personal Finance Coach

I help corporate professionals and small businesses gain control of their finances through coaching, education, and easy-to-use tools that simplify money management and support intentional growth.

My Story

My Story

About Me

Hey! I'm Marcia N. Armstrong

I help corporate professionals and small businesses gain control of their finances through coaching, education, and easy-to-use tools that simplify money management and support intentional growth.

But here's the truth: I earned well but lost control.

I worked in corporate banking, made good money, and still had no idea where it was going. I was caught up in lifestyle spending, overcommitting to others, and not prioritizing my own financial health. Then came the unexpected I lost my job.

But here's the truth: I wasn't always good with money.

Budgeting became the tool that turned everything around. Within months, I repaid a four-year-old debt, built a $10K emergency fund in just five months, and started my business. Today, I've helped thousands of professionals and entrepreneurs do the same gain control of their money, reduce stress, and still enjoy the lifestyle they love.

Marcia N. Armstrong is a transformational financial literacy leader, business finance coach, and entrepreneur whose work spans national programming, community empowerment, and corporate training. She currently serves as the Programme Coordinator for the Business Pillar under Barbados’ National Financial Literacy Programme within the Ministry of Energy and Business. In this role she designs and executes national initiatives that strengthen financial capability among entrepreneurs, MSMEs, and institutions across the island.

With more than a decade of experience in the offshore banking sector and a Master of Business Administration from the University of South Wales, Marcia blends technical expertise with a heart for service. She is a certified coach and the founder of A Purpose Life, a growing personal finance and business consultancy that equips individuals and organisations with the tools to build resilience, clarity, and long term financial stability. Her programmes, workbooks, digital products, corporate workshops, and youth camps continue to impact hundreds of Barbadians every year. Read More

$10K

Emergency Fund Built

In just 5 months

4-Year

I repaid a five-figure 4-year

debt in 12 months.

Business

Successfully Started

From ground up

1000s

Lives Transformed

And counting

When you work with me, I don't just hand you numbers on a spreadsheet. I help you change your financial blueprint. Together, we'll tackle mindset, money management, and wealth-building so you can create freedom and impact for yourself, your family, and generations to come.

Perfect For You

Who Can Benefit From This Coaching?

Transform your relationship with money through proven systems and personalized guidance

This is for professionals earning a good income but struggling to see where their money is going.

The issue often isn't income. It's not having the systems to optimize what you earn, manage what you have, and multiply your resources. Without those systems, lifestyle inflation takes over, leaving little room for savings, emergencies, or long-term goals.

  • Professionals earning a good income
  • Struggling to see where money is going
  • Experiencing lifestyle inflation
  • Little room for savings or emergencies
  • Need systems to optimize earnings

Ready to Take Control?

Join professionals who have transformed their financial future with systematic approaches that actually work.

Featured In

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Life 97.5 FM 10th Anniversary Logo-01 (1) (1)
Logo-The-BEAT-noTxt (1)
Shoutout Atlanta
The Nation Barbados

Media interviews

Bold Journey Magazine

Meet Marcia Armstrong

Canvas Rebel Magazine

Inspiring Conversations with Marcia Armstrong of A Purpose Life

Central Bank of Barbados

Marcia's Journey to Being Debt Free

The 4M Framework

Everything I offer, whether one-on-one or group coaching, workshops, or digital tools, is built on my proven 4M Framework designed to educate, equip, and empower you.

Mindset

Reframe how you think about money so you can release shame and build confidence

Make

Maximize your earning potential without adding burnout

Manage

Take control with systems and a plan that work for your lifestyle

Multiply

Grow your wealth and create financial security for the future you want

Each program is designed to educate, equip, and empower you

Gain the knowledge, tools, and confidence to create lasting financial change that transforms your relationship with money forever.

Financial Wellness

Unlock the Power of Financial Wellness for Your Team
Financial Wellness That Works for Your People

By investing in financial literacy, you invest in productivity, morale, and long-term success. Let's build a stronger, financially confident workforce together.

A comprehensive financial-education toolkit designed for individuals seeking to take control of their finances. Includes printable budget templates, video lessons, spending trackers, and tools to build your personalized financial plan.

What's Included:
  Printable budget templates & trackers

  Video or written lessons on best practices

2-hour MSME Business Consultation

$175.00 USD
  • Comprehensive business consultation for Micro, Small & Medium Enterprises.
  • Covering business strategy financial planning and growth opportunities.

What's included

  Business model analysis

  Financial health assessment

  Growth strategy development

  Market opportunity identification

  Implementation roadmap

Financial Calculators

Powerful Tools to Plan Your Financial Future

Use our free calculators to make informed decisions about mortgages, investments, and more.

Mortgage Calculator

Mortgage Calculator

Calculate your monthly mortgage payment, total interest, and see a complete amortization schedule. Perfect for planning your home purchase or refinancing.

  • Monthly payment calculation
  • Total interest breakdown
  • Amortization schedule
  • PMI and property tax included
Compound Interest Calculator

Compound Interest Calculator

See how your investments grow over time with compound interest. Calculate future value, total interest earned, and visualize your wealth growth.

  • Future value calculation
  • Compound frequency options
  • Growth visualization
  • Regular contributions support
Client Success Stories
Real Results, Real People

Discover how Marcia has transformed the financial lives of professionals from all walks of life through personalized coaching and proven strategies.

Toni

Toni

Medical Professional
There is definitely an easy way to get a grip on your financial situation
"Generally, I felt that the only way I could solve my issues was by clearing all my debts. Later, I came to realize that there’s actually an easier way to take control of your financial situation — through proper goal setting, smart budgeting, being realistic about your expectations, and understanding the difference between your wants and needs. Talking to Marcia was an incredibly exciting experience — she’s full of energy and made the entire session enjoyable and fun."
Cheries

Cheries

Working Professional & Freelancer
I reduced my eating out spend by 71%, gaining 7 points to my credit score

"I was struggling to figure out how to tackle my 7 financial goals. I felt overwhelmed and all my goals seemed unattainable. The specific results I experienced while working with Marcia included paying off one credit card in a month, reducing my eating out spending by 71%, gaining 7 points to my credit score, and a sense of clarity when approaching my financial goals."

Hyacinth

Hyacinth

Entrepreneur
I am now walking into 2024 armed with a plan!

"I scheduled a meeting with Marcia because of a comment I made on one of her post but seriously considered cancelling it on the morning because I felt I could not handle the exposure I felt it would call for. Boy! Am I glad I didn't! Marcia immediately dispelled my fears. With the ease of which she posed questions, her confidence and knowledge of the subject matter. After the meeting, I immediately followed up on two of her recommendations. I felt like Marcia believed in me and my ability to conquer the challenge."

Digital Financial Education
Got Questions? We've Got Answers!

Find answers to the most common questions about our consultation services. Can't find what you're looking for? Feel free to contact us directly.

Yes. Every consultation is private, confidential, and handled with the highest level of professionalism. Your personal and financial information is never shared.

Yes. After your session, you will receive a personalised suite of next steps based on the service booked. This may include resources, templates, recommendations, or options for continued support.

Once you book, you will receive an assessment form and any relevant worksheets to complete prior to your session. This helps us maximise our time together and ensures your consultation is fully tailored to your needs.

Yes. You can easily reschedule or cancel your session directly through the Calendly booking app, subject to the rescheduling window outlined in your confirmation email.

All virtual consultations are hosted through Calendly, which provides secure meeting links and session details automatically once your booking is confirmed.

You can book your session using this link, which serves as the entry point into all of Marcia’s services: https://calendly.com/marciaarmstrong/15min

Get In Touch

Let's Start Your Journey Together

Ready to transform your financial future? Reach out to us and let's discuss how we can help you achieve your goals.

Send Us a Message

We'll get back to you within 24 hours

Email Us

Send us a message anytime

info@apurposelife246.com

Call Us

Mon-Fri, 10 AM-6 PM EST

+1 246 834-2389

Our Location

Visit us or virtual meetings

Bridgetown, Barbados

Office Hours

Mon–Fri: 10 AM – 6 PM

Sat–Sun: Closed

All consultations are conducted virtually for your convenience