Living within your means has always been a wise strategy and becomes even more important during uncertain economic times.  As the saying goes, don’t hang

Even when the economy is good and you’re living comfortably on the money you’re making, it’s a good idea to use a budget.  Many people cringe when

You probably get regular checkups from your dentist and doctor. Even cars and pianos require regular tune-ups. Most individuals fail to do the same for