One Month to Reset Your Finances. Two Sessions to Build the System.

Financial Reset Plan Package

A structured financial reset designed to stabilise your money, eliminate guesswork, and give you a plan you will actually follow.

Start My Reset - $700 BBD

YOU HAVE TRIED BEFORE

Here's What Staying Stuck
Actually Costs You

You have downloaded the budget template. You have written the numbers down. You have told yourself this month would be different.

And for a week, maybe two, it was. Then something came up. An unexpected bill, a forgotten subscription, a social commitment you could not say no to, and the whole plan fell apart.

It is not because you lack discipline. It is because you lacked structure and someone to walk beside you through the hard part: actually doing it.

A budget on paper is not a budget in practice. Not until it has been stress-tested, adjusted, and built around your real life. That is what a reset gives you. Not just a plan, but the guided implementation to make it hold.

THE TRANSFORMATION

What One Month of Structure Can Change

Imagine reaching the end of the month and knowing, not guessing, not hoping, exactly where every dollar went.

Your budget is built and working

Not a template you downloaded and abandoned, but a living system customised to your real income and your real expenses, built with you in a working session.

Person organizing finances with receipts and ledger

Overhead flatlay of budgeting tools, spreadsheet and receipts

Your debt has a strategy

Not a vague intention to "pay more," but a structured payoff plan using real calculations that show you exactly when each debt clears and how much you save by following the sequence.

Your savings have a system

Sinking funds set up for annual expenses, irregular costs, and emergencies so you stop being blindsided by bills you knew were coming.

Savings jars labeled for specific financial goals

Coach and client in a budgeting accountability meeting

You have accountability

Not just a plan handed to you, but 14 days of direct support between sessions to keep you on track during the hardest part: the first two weeks of implementation.

This is not a course. This is not a download. This is hands-on financial restructuring with a professional who builds the system with you, not for you.

Built by Someone Who Knows What It Takes to Start Over

Marcia Armstrong did not learn financial management from a textbook. She learned it by walking through her own financial reset: credit card debt, no emergency fund, no clear plan, and a salary that should have been enough but never felt like it.

That experience is what makes this package different from anything you have tried before. Marcia does not hand you a template and wish you luck. She sits with you, builds the budget with you, stress-tests the debt strategy against your real numbers, and stays with you through the implementation window where most people give up.

This is structured, personal, and built around how money actually works in real Caribbean life, not a North American playbook that does not fit your income, your cost of living, or your context.

15+ years in finance and financial literacy education
Thousands served across individual coaching, workshops, and national programmes
Clients have collectively repaid multiple six figures in debt through structured systems
Trusted by institutions including the Central Bank of Barbados

How Your Financial Reset Works

01

Step 1: Book Your Package

First, you'll choose your start date. You will receive a pre-session questionnaire and intake form so Marcia can come to your first session prepared and focused.

02

Step 2: Build Your System (Session 1)

In your first session, you and Marcia will assess your full financial picture: income, expenses, debt, savings, and build a customised budget, debt payoff strategy, and savings structure.

03

Step 3: Refine and Strengthen (Session 2)

Two weeks later, you return for your second session. Marcia will review what worked, adjust what didn't, and lock in the structure so it holds beyond the reset month.

Start My Reset - $700 BBDBetween sessions, you have 14 days of direct accountability support to keep you moving.

WHAT'S INCLUDED

Everything You Get in the Financial Reset Plan

Two 60-Minute Private Sessions (Delivered Bi-Weekly)

Two focused, one-on-one working sessions spaced two weeks apart. The first session builds your financial systems. The second session stress-tests, adjusts, and locks them in. This is not passive learning, you are building in real time.

Customised Budget & Savings Plan

Not a generic template. A budget built with you, around your actual income, your actual expenses, and your actual priorities. This becomes your operating system for the month and beyond.

Personalised Debt Payoff Strategy

Using structured calculations, Marcia maps out your debt. Every balance, every interest rate, every minimum payment, and builds a sequenced payoff strategy that shows you exactly when each debt clears. You will see the finish line, not just the mountain.

Savings & Sinking Fund Setup

Annual expenses, irregular costs, back-to-school, insurance renewals, car maintenance; the bills that always "surprise" you even though they happen every year. We set up sinking funds so these costs are pre-planned and pre-funded. No more scrambling.

14 Days Accountability Support Between Sessions

Between your two sessions, you have direct access to Marcia for questions, check-ins, and real-time guidance as you implement your new systems. This is where the plan becomes a habit.

Clarity Brings Peace

When you know exactly where your money goes, you take control of what it does.

Woman experiencing clarity with her finances

100% Judgement-Free Space

Is This Right For You?

This Package Is For You If...

You completed a Money Clarity Session and are ready to implement what you learned
You have tried budgeting on your own but cannot make it stick past the first week
You know you need to tackle your debt but do not have a structured strategy
You want a real plan built around your actual numbers, not a template downloaded from the internet
You need accountability and support during the hardest part: the first two weeks of doing it differently
You are ready to invest one month of focused work to change how you manage money permanently

This Package May Not Be the Right Fit If...

You are looking for a single-session overview (the 60-Minute Money Clarity Session may be a better starting point)
You need longer-term coaching and ongoing accountability over several months (the Walk With Me programme may be what you need)
You are not ready to bring your honest numbers to the table (this process requires truth to work)

CUSTOMER STORIES

What Clients Are Saying

★ ★ ★ ★ ★

I was literally struggling with my finances and felt as though I was living paycheck to paycheck with no wiggle room or funds for enjoyment. My consultation from the start to finish had me all fired up and ready to take charge of my monies it was truly insightful... By the end of my consultation I felt a sense of accomplishment, a breath of fresh air with the knowledge gained and being able to set realistic goals and develop a personalized plan for success and most importantly to be debt free! Don't sleep on this... nothing like that feeling you get , taking charge of your finances!

Trecia

Financial Reset Client

★ ★ ★ ★ ★

My wife and I found ourselves in a significant debt burden that often felt overwhelming, at times creating tension between us as we struggled to create a plan to tackle this debt. After working with Marcia, our perspective shifted. With her guidance, we've crafted a plan that made us feel empowered to tackle our debt head-on. While we know this journey won't be easy, Marcia's expertise and encouragement have given us a new focus, understanding and determination. We now have a plan in place and we are confident that we'll emerge stronger and more financially secure by year's end. Marcia, thank you, your advice has added value to our family.

Ryan & Bardell

Financial Reset Client

CLARITY BEFORE YOU COMMIT

Questions You Might Be Asking

It is completely normal to have questions about the Reset Plan; below are common questions and answers.

Is $700 a lot for two sessions?

You are not paying for two hours of conversation. You are paying for a fully customised budget, a structured debt payoff strategy, a savings system built for your life, and 14 days of direct accountability support. This is a complete financial restructuring, the kind of work that saves you thousands in wasted spending, missed savings, and interest paid on debt you could have cleared sooner.

What if I already did the Money Clarity Session?

Then you are ahead of the game. Your Clarity Session gave you the assessment. The Reset Plan is where we build the system. Think of it as moving from diagnosis to treatment. Marcia already knows your financial picture, so your first session can go deeper, faster.

What if I've never done the Money Clarity Session?

That is completely fine. The Reset Plan includes a full financial assessment in Session 1. You do not need to have done any prior work with A Purpose Life to start here.

Can I do this if I'm in a lot of debt?

Yes. In fact, that is exactly what the structured debt payoff strategy is designed for. Marcia will map every balance, every rate, and every minimum payment into a sequenced plan. You will see the full picture and the path through it.

What happens between the two sessions?

That is where the real work happens. You implement the budget and debt strategy from Session 1 in your actual life. During those two weeks, you have direct access to Marcia for questions, check-ins, and support. Session 2 is where you come back, review what worked, adjust what didn't, and lock in the system.

What happens after the Reset Plan is done?

You leave with systems that are built to continue working. If you want ongoing support, the Walk With Me programme provides three months of coaching and accountability. But there is never any pressure to continue, the Reset Plan is designed to stand on its own.

Your Investment

$700 BBD

Two 60-minute private sessions delivered bi-weekly, a fully customised budget and savings plan, a personalised debt payoff strategy with structured calculations, savings and sinking fund setup for annual and irregular expenses, and 14 days of direct accountability support between sessions.

One month. One investment. A financial system built for your real life.

Start My Reset

Here's What Happens Next

1. You book your Reset Plan - Choose your preferred start date and complete payment.

2. You receive your intake questionnaire - A short form to capture your financial snapshot so Marcia can prepare for your first session. It takes about 15 minutes.

3. Session 1: Build - You and Marcia assess your full picture and build your customised budget, debt strategy, and savings system together.

4. Two weeks of implementation + support - You put the plan into practice. Marcia is available via direct message for questions and accountability throughout.

5. Session 2: Refine - You return to review, adjust, and lock in the system so it holds beyond the reset month.

Book My Financial Reset

$700